It is important that all incidents that may give rise to a claim are reported to us as soon as possible after the event. This will enable Insurers to carry investigations at an early stage whilst information relating to the claim remains fresh in the mind. This will also ensure that you are complying fully with your policy terms and conditions.
In order to achieve this, would ask that you notify us immediately of any incident that involves:
- a fatal accident
- an injury involving either referral to or actual hospital treatment
- any allegations of libel/slander
- any allegations of Professional Negligence i.e. arising out of tuition, coaching or advice given
- any investigation under any child protection legislation
- any circumstance involving damage to third party property.
An injury is defined as:
- any head injury that requires medical treatment by a Doctor or in hospital
- any fracture other than to fingers, thumbs or toes
- any amputation, dislocation of the shoulder, hip, knee or spine
- loss of sight, whether temporary or permanent
- any injury resulting from electrical shock or burn, leading to unconsciousness or requiring resuscitation or admittance to hospital for more than 24 hours
- any other injury leading to hypothermia, heat induced illness or to unconsciousness which requires resuscitation or admittance to hospital for more than 24 hours
- loss of consciousness caused by asphyxia or by exposure to a harmful substance or biological agent.
Please note the above list is not exhaustive and if you are unsure as to whether an incident should be reported, then please do not hesitate to contact us for further advice.
We would remind you that in NO circumstances should you admit liability or agree to pay for any damage caused as this may prejudice the position of Insurers and COULD result in the withdrawal of any indemnity.
Finally, please note that this is a Liability Policy where Insurers decide if negligence attaches to you. Therefore any payments you make to any third parties will not necessarily be re-imbursed.
It is important that all incidents that may give rise to a claim, however minor, are reported to our insurance broker as soon as possible after the event. This will enable them to carry out investigations at an early stage, and ensure that affiliated associations and members comply with the policy terms and conditions.
In NO circumstances should you admit liability or agree to pay for any damage caused, and any third party correspondence received should be sent to Leisure Placement Services immediately: